About Us

    Bell Insurance, Inc., an Alera Group Company, is a full-service independent insurance agency, offering a wide array of personal and commercial insurance products. Established in 1987, we serve the insurance needs of more than 9,000 individuals & families and 2,500 businesses.

    In 2021, Bell joined Alera Group, an independent, national insurance and financial services firm created through the merger of like-minded, high-performing, entrepreneurial companies across the United States. Alera Group provides us access to resources, technical expertise, and best practices of a larger national firm while maintaining local personal care and thoughtful customer service. We position ourselves as leaders in the insurance world to ensure a high level of confidence in our expertise.

    By choosing Bell, you aren’t just a number. You are a valued customer, and we are always here to offer guidance, answer your questions and identify ways to save you money. Our expert team assists customers through the entire insurance process, making it a hassle-free experience for you.


    Contact Us
    General Email: mechanicsburg@bellinsuranceinc.com 
    PDAIS Email: memberbenefit@pdais.com
    Phone: (877) 732-4748
    Fax: (717) 234-4163

    Office Hours:
    Monday - Thursday: 8:30 a.m. - 4:30 p.m.
    Friday (May 31 - August 30): 8:30 a.m. - 1 p.m.

    Meet Our Team

    Resources

    General Resources

    Get a quote: Submit this form.

    How to File a Claim During Office Hours
    Bell Insurance's normal office hours are 8:00 a.m. - 5 p.m. Monday through Friday. If you have sustained a loss and need to report a claim during those hours, please call us at (717) 264-7518.

    How to File a Claim After Office Hours
    In the event of an after-hours claim or emergency, please contact your carrier directly.

    Solutions

    Personal Insurance

    • Auto Insurance
    • Life Insurance
    • Disability Insurance
    • Homeowners Insurance
    • Long-Term Care Insurance
    • Medicare

    Business Insurance

    • Building and Business Property Insurance
    • Employment Practices Liability Insurance
    • General & Professional Liability
    • Commercial Auto Fleet & Surety
    • Business Overhead Expense Insurance
    • Worker's Compensation
    • Cyber Liability Insurance
    • Agribusiness

    Employee Benefits

    • Health Insurance
    • Vision Insurance
    • Dental Insurance
    • Voluntary Benefits

     

    NDA (Pennsylvania Dental Association) Members: 

    Enjoy the convenience of one-stop shopping and the peace of mind that comes from having a single source for all your insurance needs. PDAIS, an endorsed vendor of the Pennsylvania Dental Association, provides a variety of business and personal insurance programs to Pennsylvania dentists, their families and staff. We offer an unparalleled understanding of your profession and coverage designed with your practice in mind.

    As an Alera Group agency, PDAIS has access to the resources, technical expertise and best practices of a large national firm, while maintaining our personalized, local relationships. The innovative culture of Alera Group allows us to collaborate with national partners to expertly meet your unique needs.

    Contact us for a free, no-obligation quote and start saving today!

    We are pleased to offer the following products to PDA members: Professional Liability, Building and Business Property, Workers' Compensation, Cyber Suite Liability, Employment Practices Liability and Group Disability.

    New Dentist Program
    $50. That’s all new graduates pay for their first year of professional liability insurance. Learn more.

    Contact Megan Geider or Gabrielle Wilday today for personalized customer service and a free, no-obligation quote.

    NJDA (New Jersey Dental Association) Members:

    We provide a variety of business and personal insurance programs to NJDA member dentists. We offer you an average 15 percent savings on quality products from stable, highly-rated companies. All carriers, programs and products have been thoroughly analyzed by Bell and approved by NJDA.

    Why choose us? We offer you quality insurance products at discounted prices and the NJDA receives non-dues income. We are pleased to offer the following products to NJDA members: Professional & Business Liability Insurance, Building & Business Property Insurance, Cyber Suite Liability and Workers' Compensation Coverage

    New Dentist Program
    $50. That’s all new graduates pay for their first year of professional liability insurance.

    Contact Megan Geider or Gabrielle Wilday today for personalized customer service and a free, no-obligation quote.

     

    EXPERT EDUCATION

    Events and Webinars

    Employee Benefits

    Dynamic Data: Strategies for Success

    Join us for this session, as our experts will share how to utilize your organization’s data to create advanced and innovative strategies for success.

    July 17, 2025 at 01:00 pm CT | Virtual

    Sign Up
    Webinar Graphic

    Employee Benefits

    Preparing for Open Enrollment: How to Engage and Educate Your Employees on Their Total Benefits Package

    In this session, our experts will share guidance on setting yourself up for success during Open Enrollment.

    August 21, 2025 at 01:00 pm CT | Virtual

    Sign Up
    Webinar Graphic

    Employee Benefits

    Q3 2025 Quarterly Compliance Webinar

    Alera Group's quarterly employee benefits compliance roundup will help you stay current on the latest national regulatory developments impacting employers.

    September 9, 2025 at 01:00 pm CT | Virtual

    Sign Up
    IMage reading Alera Group Webinar

    THOUGHT LEADERSHIP

    Insights

    Employee Benefits

    Legal Alert: Employee Benefits Provisions in the One Big Beautiful Bill Act

    On July 3, 2025, Congress passed a reconciliation bill (the “Reconciliation Act”) previously named the One Big Beautiful Bill Act, but subsequently redesignated “An Act to provide for reconciliation pursuant to title II of H. Con. Res. 14.”

    July 8, 2025

    Find out more

    Employee Benefits

    Benchmarking: How Do Your Organization’s Employee Benefits Offerings Stack Up?

    For the sixth consecutive year, Alera Group is offering a valuable piece of market intelligence: our Healthcare and Employee Benefits Benchmarking Report. We’ll introduce the 2025 edition on its release date, June 26, with a one-hour webinar beginning at 1 p.m. CT.

    June 5, 2025

    Find out more

    Employee Benefits

    ​​​​​Reminder: PCORI Fees Due By July 31, 2025

    Employers that sponsor self-insured group health plans, including health reimbursement arrangements (HRAs) should keep in mind the upcoming July 31, 2025 deadline for paying fees that fund the Patient-Centered Outcomes Research Institute (PCORI) via Form 720, which was recently updated and released by the IRS.

    June 3, 2025

    Find out more

    Employee Benefits

    Benefits Captives: Your Business and What Your Competitors Are Doing

    In one form or another, Captive Insurance has existed as a risk management solution for many decades — originally for property and casualty coverage and primarily for large employers. But its viability as a solution for employee benefits and for midsized businesses has increased dramatically in recent years, fueled by volatility in the insurance market in general and by the skyrocketing cost of health insurance in particular.

    May 29, 2025

    Find out more